TCU 403(b) Defined Contribution Plan-Universal Availability Notice

Texas Christian University provides you with the opportunity to save for your retirement through the Texas Christian University 403(b) Defined Contribution Plan (“Plan”). Whether you want to enroll in the Plan, or you are already enrolled but wish to change the amount of your deferral, you can accomplish your goal by filling out a “403(b) Salary Reduction Agreement (SRA).”

The Salary Reduction Form (SRA) can be submitted electronically via  It is located on your Employee Center, under the Benefits heading. 

All employees of Texas Christian University who receive compensation reportable on an IRS Form W-2 are eligible to participate in the Plan, as long as the employee contributes a minimum of $200 per year. Independent contractors and former employees are excluded from participating in the plan.

TIAA and Pension Fund of the Christian Church are the University’s two approved vendors. Visit each of their websites to view investment options and performance.

Please take a moment to review vendors website before enrolling.

Once you have registered on the vendor’s website and completed the enrollment process with the vendor of your choice,  you should be able to review and change your investment allocations at any time.  The exact date your investment allocations will take effect may vary depending upon the policies of the financial service firm providing the investment options.

The Internal Revenue Service (IRS) just announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2021.  The most common limits are summarized in the table below, effective January 1, 2021.

401(k), 403(b), Profit-Sharing plans, etc.

Annual Compensation290,000285,000280,000
Elective Deferrals19,50019,50019,000
Catch-up Contributions6,5006,5006,000
Defined Contribution Limits58,00057,00056,000
ESOP Limits1,165,000


HCE Threshold130,000130,000125,000
Defined Benefit Limits230,000230,000225,000
Key Employee185,000185,000180,000
457 Elective Deferrals19,50019,50019,000

For further details, a plan brochure, or if you have questions, please contact the Human Resources office by calling 817-257-7790 or email