TCU 403(b) Defined Contribution Plan-Universal Availability Notice

Texas Christian University provides you with the opportunity to save for your retirement through the Texas Christian University 403(b) Defined Contribution Plan (“Plan”). Whether you want to enroll in the Plan, or you are already enrolled but wish to change the amount of your deferral, you can accomplish your goal by filling out a “403(b) Salary Reduction Agreement (SRA).”

The Salary Reduction Form (SRA) can be submitted electronically via  It is located on your Employee Center, under the Benefits heading. 

All employees of Texas Christian University who receive compensation reportable on an IRS Form W-2 are eligible to participate in the Plan, as long as the employee contributes a minimum of $200 per year. Independent contractors and former employees are excluded from participating in the plan.

TIAA, VOYA and Pension Fund of the Christian Church are the University’s three approved vendors. Visit each of their websites to view investment options and performance.

Please take a moment to review vendors website before enrolling.

Once you have registered on the vendor’s website and completed the enrollment process with the vendor of your choice,  you should be able to review and change your investment allocations at any time.  The exact date your investment allocations will take effect may vary depending upon the policies of the financial service firm providing the investment options.

The Internal Revenue Service (IRS) just announced cost of living adjustments affecting dollar limitations for pension plans and other retirement-related items for tax year 2017.  The most common limits are summarized in the table below, effective January 1, 2017.

AREAS OF IMPACT201720162015
Employee Elective Deferral Limits - 401(k), 403(b) & 457$18,000$18,000$18,000
Defined Contribution Maximum$54,000$53,000$53,000
Annual Compensation Maximum$270,000$265,000$265,000
Highly Compensated Employee$120,000$120,000$120,000
Social Security Taxable Wage Base$127,200$118,500$118,500
Catch-Up Contributions Limit$6,000$6,000$6,000
Key Employee$175,000$170,000$170,000
Defined Benefit Maximum Annual Benefit$215,000$210,000$210,000

For further details, a plan brochure, or if you have questions, please contact the Human Resources office at 3100 West Berry Street, by calling 817-257-7790 or email