TCU provides an opportunity for eligible active faculty and staff to retire from the University and continue participation in specified health benefits programs during their retirement. A Supporting Services Agreement exists between TCU and Brite Divinity School specifying TCU’s provision of essential administrative support services to Brite, including the administration of post-retirement benefits for Brite employees. The term “retiree” in this resource guide applies to retirees of both TCU and Brite Divinity School.
In order for current benefits eligible faculty and staff to retire and continue participation in specified health benefit programs, an employee must meet the following requirements:
- Be actively at work on the day prior to retirement
- Be at least 55 years of age
- Have at least 10 years of continuous service
- Meet the Rule of 75 (age and service equal at least 75)
Retirees who are pre-age 65 and meet the Rule of 75 may continue in their current TCU Group Medical coverage. Human Resources bills retirees for medical premiums on a monthly basis or online payments are available via credit card or debit card. Cancellation of your medical coverage or failure to make the premium payment in a timely manner will result in termination of coverage, and re-enrollment is not permitted. The Plan ID is 213941. More information may be found at bcbstx.com.
Retirees who are post-age 65 and meet the Rule of 75 have access to individual plans which complement Medicare through Via Benefits, licensed benefit advisors whose knowledge of the Medicare markets makes them a valuable advisor for TCU retirees. Via Benefits provides assistance in the selection of the health care coverage that best matches your medical requirements and budget. Upon enrollment in a medical plan through Via Benefits, you will have access to a TCU funded Health Reimbursement Account (HRA) to help reimburse you for eligible expenses. For more information, please contact Via Benefits at 888-429-8490. You may also find more information on their web site at my.viabenefits.com/tcu.
For more information regarding Retiree Health Insurance, contact Human Resources at 817-257-5017.
Retirees who meet the Rule of 75 may continue their TCU Group Dental coverage. Coverage must be in effect for three months prior to retirement. Contact Human Resources at 817-257-5017 for more information.
- Dental coverage is provided through CIGNA.
- Dental benefits start the 1st of the month following date of employment for new employees.
- The university shares the cost of dental insurance premiums with the employee. Human Resources bills retirees for dental premiums on a monthly basis or online payments are available via credit card or debit card. Please note if you cancel your dental coverage or fail to make the premium payment in a timely manner, the coverage is terminated and you will not be allowed to enroll again.
- The following options are available:
Dental Claim Form
- For in-network services show your CIGNA Dental ID (or give the information found in Section 1, answers 1-4) and the provider will complete and submit the paperwork. If you used out-of-network services, you or the provider will need to file a paper claim. Allow approximately three weeks from the time the claim form is mailed to receive an Explanation of Benefits identifying the costs covered by your plan and the charges you must pay.
- To file a claim:
- Download and print a ready-to-use Dental Claim Form with instructions that will guide you through the steps required to help ensure your claim is processed correctly.
- Mail your completed claim form(s), with original itemized bill(s) attached, to the CIGNA Dental Claims Office printed on your CIGNA Dental ID card. That address is CIGNA DENTAL, PO Box 188037, Chattanooga, TN 37422-8037; you may also fax your claims to (859)550-2662 attn: Cigna Dental-fax-trax
- Important Filing Tips
- Type or print in black ink.
- Use a separate form for each participating family member each time you submit a claim. For example, don’t include your spouse’s dental receipts on the same claim form with yours.
- Please don’t submit canceled checks or cash receipts as proof of payment. They don’t contain the information needed to properly process your claim.
- Always use original claim forms because they scan better than photocopied versions.
- Before you submit your claim
- Verify that printing is legible.
- Be sure that all required fields are completed.
- Make photocopies of all receipts and completed claim forms. Receipts will not be returned to you.
- Write your CIGNA Dental ID number from your member ID card (or Social Security number) on all paperwork or bills you submit.
- If you have questions about filling out the form you can call CIGNA Customer Service 1-800-244-6224 or go to mycigna.com.
Retirees who meet the Rule of 75 may continue their TCU Group Vision coverage. Coverage must be in effect for three months prior to retirement. This coverage may be added during open enrollment only each year or with a qualifying event. Contact Human Resources at 817-257-5017 for more information.
Human Resources bills retirees for vision premiums on a monthly basis or online payments are available via credit card or debit card.
Please note if you are a retiree and you cancel your vision coverage or fail to make the premium payment in a timely manner, the coverage is terminated and you will not be allowed to enroll again.
Coverage is with United Healthcare Specialty Benefits. The group number is 754094.
Vision Summary of Benefits
Vision Frequently Asked Questions
2022 Retiree Dental and Vision Rates
Eligibility for TCU’s group term life insurance policy expires upon retirement. Within the first 30 days of retiring, retirees may convert or port their group term life insurance policies to an individual policy without submitting evidence of insurability. TCU Human Resources is available to answer any questions or to assist you with completion of the application form.
Surviving spouses or partners of retirees should contact TCU Human Resources at 817-257-5017 for information on benefits eligibility. Spouses may continue insurance coverage under the university plans. Access to individual plans through the Via Benefits Health insurance exchange, partnered with a TCU funded Health Reimbursement Account (HRA), continues to be available to Medicare eligible surviving spouses or partners of retirees.
Emeritus faculty and their eligible family members may participate in the tuition assistance program for study at TCU only. Please refer to policy number 6.005 Tuition Assistance.