Health Insurance is required by law for a visitor entering the U.S. on a J-1 visa as a student or scholar. For the F-1 students it is required by the University. The U.S. Department of State and Texas Christian University policy requires health insurance which meets the following standards:
- Medical benefits of at least $100,000 US dollars per accident or illness.
- Repatriation of remains in the amount of $25,000 US dollars (Repatriation is the process of returning the human remains to their nation of origin. In the event of death, this is the amount insurance will provide for the transportation expenses related to returning the remains of the deceased to his or her home country.)
- Expenses associated with the medical evacuation of the non-immigrant visitor to home country in the amount of $50,000
- Deductible not to exceed $500 per accident or illness.
For those seeking the J-1 visa, Texas Christian University cannot allow the exchange visitor to begin their program research without proof of health insurance when they arrive on campus which is in compliance with government regulations.
Exchange visitors who willfully fail to maintain the insurance coverage set forth above while a participant in an exchange visitor program or who make material misrepresentations to the university concerning such coverage will be deemed to be in violation of these regulations and will be subject to termination as an exchange visitor.